"I Bond Rates Prediction 2025: Insights on Fixed Rates, Current Returns, and Inflation Trends"

What Influences the Fixed Rate on I Bonds? Several factors go into determining the fixed rate on I Bonds. Treasury real yield trends, inflation expectations, and investor demand all play a role. As the i bond rates prediction 2025 indicates a potential dip, understanding these drivers can help you evaluate the current rate for I bonds versus future possibilities. With the fixed rate locked in for up to 30 years, even a 0.1% difference can mean thousands in returns over time.